India is preparing to launch ARC, a corporate digital asset pegged 1:1 to the rupee

India is taking digital asset regulation to the next level and preparing to launch ARC, a stable token backed by the Indian rupee, aimed exclusively at the corporate sector. According to development participants, the release is expected in the first quarter of 2026. This initiative is being implemented in partnership with Polygon and Anq, making the project one of India's most technologically advanced experiments in tokenization and corporate digital finance.

What is ARC

ARC is a stable digital asset that will be backed by government debt instruments and pegged 1:1 to the rupee. However, unlike traditional stablecoins, ARC is not intended for the general public. The project is conceived as a corporate instrument integrated into India's regulated financial infrastructure.

Two-tier architecture: why is it needed?

The ARC will operate in addition to the Reserve Bank of India's existing CBDC (central bank digital currency). This means that India is creating a parallel system for corporate transactions, where the ARC will serve as a technological bridge between blockchain and traditional financial systems.

Advantages of a two-tier model

The two-tier model will allow:

- Separate the retail CBDC from corporate digital assets: This will ensure a clear distinction between assets intended for individuals and those used in the corporate environment.
- Ensure strict control over the movement of ARC: Regulators will be able to track and monitor all transactions, increasing security and trust in the system.
- Integrate the token into existing financial processes: ARC will be integrated into existing financial mechanisms, simplifying its use for companies.

Limited Use Mode

ARC will be available only to corporate players. Therefore, only those players who are fully prepared to operate legally and transparently in the Indian market will be able to participate.

What is Minting?

Token minting will be available exclusively to companies with verified corporate accounts. This ensures that only reliable and vetted organizations can participate in the system.

Token Transfer

ARC can only be transferred between whitelisted addresses, guaranteeing complete control of the government and the banking sector over fund flows. This approach precludes the free circulation of ARC on the market and turns it into a tool for targeted corporate infrastructure.

Polygon, Anq, and Uniswap v4 Hooks: Why All This?

ARC's technical implementation will be supported by partners like Polygon and Anq, ensuring high scalability and security. Using Uniswap v4 hooks will allow ARC to be integrated into decentralized financial protocols, creating additional opportunities for corporate users.

In Conclusion

The launch of ARC will be an important step for India toward creating a secure and regulated digital asset ecosystem. This project will not only strengthen the country's financial infrastructure but also provide companies with new tools to optimize their operations. Given its limited access and strict oversight, ARC could serve as a model for other countries seeking to adopt enterprise digital assets.